What we do:

1. Credit Rating Assessment:

   • Reviews a company’s financial health and prepares it for a credit rating process.
   • Assesses strengths and weaknesses that may impact the credit rating.

2. Improving Creditworthiness:

   • Advises on how to improve financial statements, cash flows, and overall business performance to achieve a better credit rating.
   • Recommends debt restructuring or better financial management practices to boost credit scores.

3. Preparation for Credit Rating Agency (CRA) Interaction:

   • Prepares companies for interactions with credit rating agencies by organizing necessary documents and financial data.
   • Guides businesses on how to present their financial standing positively to credit rating agencies.

4. Monitoring and Review:

   • Continuously monitors the company’s financial performance to maintain or improve credit ratings.
   • Provides periodic updates and advice on how to sustain a favorable rating.

5. Handling Rating Agency Queries:

   • Assists businesses in addressing any queries or concerns raised by credit rating agencies during the evaluation process.
   • Helps clarify financial or operational details to ensure an accurate rating.

6. Strategy Development:

   • Helps develop a strategy for obtaining the desired credit rating and maintaining it over time.
   • Advises on long-term financial planning to sustain a good rating.

Why We Required:

1. Better Access to Capital:

   • A strong credit rating helps businesses secure loans and financing at lower interest rates. Advisors ensure companies can access better credit facilities.

2. Lower Cost of Borrowing:

   • Improved credit ratings lead to reduced interest rates on loans, saving companies significant amounts of money.

3. Enhanced Reputation:

   • A good credit rating builds trust with investors, creditors, and stakeholders. Credit rating advisors help improve the company’s financial reputation.

4. Prepares for Financial Challenges:

   • Advisors guide businesses on financial improvements to avoid downgrades, which could lead to difficulty in raising funds.

5. Objective Financial Review:

   • Provides an unbiased review of a company’s financial position, identifying areas of improvement that may not be apparent to internal teams.

6. Helps in Negotiations:

   • A higher credit rating gives companies leverage when negotiating loan terms or attracting investors. Advisors ensure companies are well-positioned for such negotiations.

7. Business Growth Support:

   • A good credit rating allows businesses to raise funds for growth and expansion with ease. Advisors help maintain this rating, ensuring long-term financial health.